So, you’ve decided to buy a home… Buying a home is both an emotional and financial decision. At Spanos Homes, we are fully aware that your home is where your family roots are cultivated that will blossom into a lifetime of cherished family memories.
Our agents are passionate with assisting you in this monumental achievement. From historical homes to beautiful oceanfront condos, no matter what style property you are looking for, our agents have the expertise to connect you with the best opportunities available.
If you are new to the home buying process, here is a list of the sequential steps that we will be taking with you from beginning to end:
How Much House You Can Afford?
Lenders generally recommend that people look for homes that allows them not to borrow more than three to five times their annual household income. You may also determine how much your monthly mortgage payment will be with our “Easy Mortgage Calculator.” Play around with various scenarios and see different results.
Get Prequalified and Preapproved
To get prequalified, you just need to provide some financial information to a mortgage banker, such as your income and the amount of savings and investments you have. The lender will review this information and tell you how much they can lend you. This will tell you the price range of the homes you should be looking at.
Find the Right Real Estate Agent
At Spanos Homes will be important partners when you’re buying or selling a home. We will provide you with detailed information on homes and neighborhoods that are not easily accessible to the public. And best of all, it doesn’t cost you anything to use one of our skilled agents.